Recovering from injuries received in a car accident takes time. It also costs money. Figuring out the best way to pay medical bills can be complicated, especially when another party is responsible for your injuries.
In Georgia, the insurance company of the person who caused your injury is responsible for paying your medical bills, lost wages and other damages. However, the insurance company won’t pay bills as you incur them. Instead it will pay a lump sum after your case is resolved by settlement or jury verdict. In the meantime, you will need to find another way to pay your medical bills.
Your options may include:
- Med pay. You may have medical payments coverage or med pay as a part of your auto insurance coverage.
- Private or group health insurance. You may have health insurance through your employer or a private policy.
- Medicare or Medicaid. You may be eligible for Medicare or Medicaid.
- Lien. If you don’t have insurance, a doctor may agree to provide your care in exchange for a lien on your recovery from a personal injury suit.
You may be expected to repay your medical insurance provider after you receive your recovery from the insurance company of the at-fault driver. An experienced attorney can negotiate on your behalf so you can keep as much of your recovery as possible. The best way to protect your right to full compensation after an accident is to seek prompt legal advice from a lawyer who handles personal injury cases.
The law firm of Isenberg & Hewitt, PC in Atlanta offers a free initial consultation to answer your questions about paying medical bills after an auto accident.