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Party planning includes premises liability considerations

A slip and fall, unruly guest or drunk driver could turn a party in Georgia into a legal nightmare The law imposes certain levels of responsibility on people hosting events, and the vice president of Insurance for AAA Club Alliance said that party planners sometimes overlook the potential liabilities if something goes wrong.

Homeowners' insurance might cover the costs of a slip and fall or property damage when a guest hits something while trying to park a car. Before an event, hosts should examine their policies to understand exactly what might be covered. A property owner should inform guests if a pool is present and remove other potential hazards from areas that guests will occupy. A host should also avoid inviting strangers because unknown people might behave in unknown ways. A guest's misbehavior could break furniture or injure another guest.

Serving alcohol comes with an extra set of considerations. A host needs to ensure that minors are not served alcohol and that an intoxicated guest does not drive away. A visibly intoxicated guest should not be served more alcoholic beverages. Ideally, a host would remove alcoholic drinks before the party ends and provide soft drinks, coffee, tea or water to give people a chance to sober up.

When a person is injured, either through an accident or assault, at a public or private venue, premises liability could entitle the victim to collect compensation for damages. An attorney might help the victim prepare a claim by assembling documentation about the incident and the medical records related to the injury. An analysis of any applicable insurance policies by the attorney could identify coverage that could pay for medical expenses.

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